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  2. Civil penalty - Wikipedia

    en.wikipedia.org/wiki/Civil_penalty

    Civil penalties occupy a strange place in some legal systems - because they are not criminal penalties, the state need not meet a high burden of proof, such as "beyond a reasonable doubt"; but because the action is brought by the government, and some civil penalties can run into very large sums, it would be uncomfortable to subject citizens to ...

  3. What is a short sale? - AOL

    www.aol.com/finance/short-sale-234542168.html

    A short sale isn’t as straightforward as a traditional real estate transaction. You might need to work with an experienced real estate agent to find properties, and potentially with an attorney ...

  4. Municipal offense - Wikipedia

    en.wikipedia.org/wiki/Municipal_offense

    In Wisconsin, a municipal offense or ordinance offense or civil offense or noncriminal offense or municipal infraction or infraction is the infringement of a city ordinance. [1] A municipal offense is not a crime. [2] [3] As of 1989, the Montana Code provided that: 7-1-4150. Municipal infractions — civil offense.

  5. Blockbusting - Wikipedia

    en.wikipedia.org/wiki/Blockbusting

    It thereby allowed black American legal claims to rescind the usurious land contracts (featuring over-priced houses and higher-than-market mortgage interest rates), as a discriminatory real estate business practice illegal under the Civil Rights Act of 1866, thus greatly reducing the profitability of blockbusting. Nevertheless, these regulatory ...

  6. Real Estate Definitions Every Seller Should Know - AOL

    www.aol.com/news/2010-09-14-terms-every-seller...

    Assessed value: The value of real estate property as determined by an assessor, typically from the county. "As-is": A contract or listing clause stating that the seller will not repair or correct ...

  7. A little too late for me, Treasury to help streamline real ...

    www.aol.com/news/2009-12-07-a-little-too-late...

    This year it's with no small sense of embarrassment that I had to unload a commercial property as a "short sale." I hasten to underscore that I'm by no means a big-time real estate investor ...

  8. Civil wrong - Wikipedia

    en.wikipedia.org/wiki/Civil_wrong

    A civil wrong can be followed by civil proceedings. [5] It is a misnomer to describe a civil wrong as a "civil offence". [6] The law of England recognised the concept of a wrong before it recognised the distinction between civil wrongs and crimes in the 13th century. [7]

  9. Can I get a mortgage after a short sale of my home? - AOL

    www.aol.com/finance/mortgage-short-sale-home...

    Loan type. Minimum waiting period. Conventional. 2-4 years with exceptions. FHA. 3 years with exceptions. USDA. 3 years. VA. 2 years with exceptions. Non-qualifying (non-QM)