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2. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

3. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   The first option is the Public Service Loan Forgiveness Program (PSLF). This initiative provides debt forgiveness if you work for the government or a nonprofit organization and you’ve met the ...

4. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   You can consolidate debt through a 0 percent APR credit card or a debt consolidation loan. Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable.

5. Loan waiver - Wikipedia

   en.wikipedia.org/wiki/Loan_waiver

   A loan waiver is the waiving of the real or potential liability of the person or party who has taken out a loan through the voluntary action of the person or party who has made the loan. [1] Examples of loan waivers include the Stafford Loan Forgiveness program in the United States and the Agricultural Debt Waiver and Debt Relief Scheme in India

6. Texas Dow Employees Credit Union - Wikipedia

   en.wikipedia.org/wiki/Texas_Dow_Employees_Credit...

   Texas Dow Employees Credit Union (TDECU) is a credit union based in Lake Jackson, Texas, with 38 service locations, including 34 member centers. TDECU is the largest Houston-area credit union, and fourth largest in the state of Texas, [ 2 ] with over 372,000 members and assets of $4.7 billion as of April 2022. [ 1 ]

7. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Your loan, job status and sometimes even the school you attended will play a role in determining your eligibility for these programs: Income-driven repayment plans: These types of repayment plans ...

8. Voluntary Flexible Agreement - Wikipedia

   en.wikipedia.org/wiki/Voluntary_Flexible_Agreement

   The Voluntary Flexible Agreement (VFA) was created by the United States Congress in 1998 during a reauthorization of the Higher Education Act of 1965.The VFA enables Federal Family Education Loan Program (FFELP) guarantors to develop programs and techniques to help borrowers avoid student-loan default and all of its negative consequences.

9. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   The Flex Modification program is a conventional loan modification program designed to help homeowners who are experiencing long-term or permanent financial hardship. Using this program can help ...