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  2. 6 Credit Cards That You Can Use Instantly After Approval - AOL

    www.aol.com/finance/6-credit-cards-instantly...

    Perks: Redeem cash back as a statement credit or payment on a SoFi loan; an opportunity to win a welcome bonus between $10 and $10,000 by tapping to play; cell phone protection plan; Mastercard ID ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Further, mortgage, auto, and student loan inquiries do not count at all in a FICO score if they are less than 30 days old. While all credit inquiries are recorded and displayed on personal credit reports for two years, they have no effect after the first year because FICO's scoring system ignores them after 12 months.

  4. What are the monthly payments on a $300,000 mortgage? - AOL

    www.aol.com/finance/300000-mortgage-payment...

    Based on the 28% rule, your household should aim for an before-tax monthly income of $7,714 — or an annual gross income of about $92,568 ($7714 x 12) — to comfortably afford a $300,000 mortgage.

  5. A reckoning is coming for Florida's condo owners as buildings ...

    www.aol.com/news/reckoning-coming-floridas-condo...

    To make the payment, he took out a 20-year loan on which he’s paying $1,000 a month on top of the $3,000 a month he owes toward his mortgage and other condo association fees. “Pardon my ...

  6. Troubled Asset Relief Program - Wikipedia

    en.wikipedia.org/wiki/Troubled_Asset_Relief_Program

    P-PIP has two primary programs. The Legacy Loans Program will attempt to buy residential loans from bank's balance sheets. The Federal Deposit Insurance Corporation (FDIC) will provide non-recourse loan guarantees for up to 85 percent of the purchase price of legacy loans. Private sector asset managers and the U.S. Treasury will provide the ...

  7. Mortgage-backed security - Wikipedia

    en.wikipedia.org/wiki/Mortgage-backed_security

    A mortgage-backed security (MBS) is a type of asset-backed security (an "instrument") which is secured by a mortgage or collection of mortgages. The mortgages are aggregated and sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy.

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