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The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1]
A smart card (SC), chip card, or integrated circuit card (ICC or IC card), is a card used to control access to a resource. It is typically a plastic credit card-sized card with an embedded integrated circuit (IC) chip. [1] Many smart cards include a pattern of metal contacts to electrically connect to the internal chip.
Register – adding a smart card to the smart card management system; Issue – issuing or personalizing the smart card for a smart card holder; Initiate – activating the smart card for first use by the smart card holder; Deactivate – putting the smart card on hold in the backend system; Activate – reactivating the smart card from a ...
An EMV credit card. EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. . EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standa
EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...
CCID (chip card interface device) protocol is a USB protocol that allows a smartcard to be connected to a computer via a card reader using a standard USB interface, without the need for each manufacturer of smartcards to provide its own reader or protocol. [1]
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In the context of smart cards, an application protocol data unit (APDU) is the communication unit between a smart card reader and a smart card. The structure of the APDU is defined by ISO/IEC 7816 -4 Organization, security and commands for interchange .