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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   The application review process and decisions for no-credit-check loans are based on other factors, such as your employment status, income or bank account history. It may even be based on ...

3. Best No Credit Check Loans: 2022’s Top Online Direct Lenders

   www.aol.com/entertainment/best-no-credit-check...

   Moreover, Credit Loan offers you a loan without running any credit checks, and the amount ranges from $250 to $5,000 for bad credit holders. In terms of the annual percentage rate, it ranges from ...

4. 5 Best Same-Day Loans With Instant Approval - AOL

   www.aol.com/finance/5-best-same-day-loans...

   Best for poor credit or no credit history: Upstart. Best bank loan: ... Rocket Loan rates range from a low of 8.99% with an autopay discount to a high of 29.99% without the autopay discount ...

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   [68] According to the Center for Responsible Lending, 76% of the total volume of payday loans are due to loan churning, where loans are taken out within two weeks of a previous loan. The center states that the devotion of 25–50 percent of the borrowers' paychecks leaves most borrowers with inadequate funds, compelling them to take new payday ...

6. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   A loan with few to no documentation or credit history requirements is easier to qualify for, but generally carries a significantly higher interest rate. [2] The term came to prominence during the 2007-2008 financial crisis when up to one-third of all new mortgages issued were no-doc or low-doc loans. [3]

7. Alternative financial service - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial_service

   In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap. [ 4 ] Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role.