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A well-crafted goodwill letter can sometimes convince creditors to remove the negative mark from your credit report. When writing your letter, be sure to highlight that it was an isolated incident ...
Credit card hardship programs. Many lenders offer credit card hardship programs to their customers. This might include a temporary reduction in interest rates and protection from collections for ...
Many credit card issuers offer hardship programs, and some might agree to lower your interest rates for a set period of time while you pay down your debt. ... Get the agreement in writing. If the ...
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Debtor's signature required! This section indicates to the Court that the debtor can make the payments without undue hardship. If there is a presumption of undue hardship, the debtor can explain how the hardship will be overcome. Part E is the Debtor's Motion for Court Approval and must be signed by Debtors who are not represented by an attorney.
Many a homeowner has been "inspired" to do-it-yourself-dom by a traumatic encounter with a bad contractor (traumatic to the psyche -- or the pocketbook). In the same vein, the spate of loan ...
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