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Consolidating federal or private student loans generally gives you a single lower monthly payment, but using a Direct Consolidation Loan also means you'll have access to even more perks.
Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...
The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.
A joint spousal consolidation loan. A loan with an active wage garnishment or judgment. You can consolidate your federal student loans through studentaid.gov. Log into your account and select ...
Student loan consolidation may be a good fit if you: You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student ...
Federal Stafford Loans are made to students and PLUS Loans are made to parents through the William D. Ford Federal Direct Loan (Direct Loan) Program: Eligible students and parents borrow directly from the federal government at participating schools. Direct Loans include Direct Stafford Loans, Direct PLUS Loans, and Direct Consolidation Loans.
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