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  2. How To Cash a Check Without a Bank Account or ID - AOL

    www.aol.com/cash-check-without-bank-account...

    That means that no one in the household has a checking or savings account at a bank or credit union. This rate is the lowest since the FDIC started tracking the figure in 2009.

  3. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    Cons. No in-person customer service. Less room to negotiate rates and terms than a traditional lender. 0% APR credit card. Some credit cards, known as 0 percent APR credit cards, offer ...

  4. Should you use a personal loan to pay your taxes? - AOL

    www.aol.com/finance/loan-to-pay-taxes-124723856.html

    A personal loan may offer a cheaper way out of tax debt if you can meet 3 key criteria. Learn the benefits and drawbacks — including alternatives — in this comprehensive guide.

  5. Unbanked - Wikipedia

    en.wikipedia.org/wiki/Unbanked

    Some reasons a person might not have a bank account include: [citation needed] Lack of access via a nearby bank branch or mobile phone; Minimum balance fees; Distrust of the banking system, typically due to lack of transparency regarding fees and deposit timing [1] No access to government-issued ID, which is required to open a bank account

  6. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  7. Tanda (informal loan club) - Wikipedia

    en.wikipedia.org/wiki/Tanda_(informal_loan_club)

    In the US, it can take many months or even years to get the Social Security Number needed to open traditional banking and credit card accounts. Tandas provide a way for immigrants and others to "borrow" and "save" when they don't have access to other means of banking. But they can also be formed with no pressing financial obligations.

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