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Unlike stocks or bonds, which can fluctuate in value based on market conditions, CD accounts are federally insured up to $250,000 per depositor, per financial institution, so you get your money ...
The FDIC is an independent agency of the U.S. government that insures savings accounts, certificates of deposit, money market accounts and other deposit accounts for up to $250,000 as a way to ...
Certificate of deposit. A CD guarantees a high fixed rate of return on a principal deposit in exchange for locking access to your money through an agreed-on term. ... Money market mutual fund.
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs typically require a minimum deposit, and may offer ...
A market-linked CD (MLCD) [1] is also referred to as an equity-linked CD, market-indexed CD, or simply an indexed CD as well. It is a specific type of certificate of deposit that is linked to the performance of one or more securities or market indexes, like the S&P 500 . [ 2 ]
A certificate of deposit — CD for short — is a low-risk savings account that holds a fixed amount of money for a certain time, such as six months, one year or five years. During that time ...
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