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  2. Before sharing your car: Does your auto insurance cover guests?

    www.aol.com/finance/auto-insurance-lending-car...

    The good news is that your car insurance typically covers most loved ones who borrow your car occasionally during holiday visits, thanks to what insurance companies call "permissive use."

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  4. Do you need full-coverage car insurance? What it is, when it ...

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    Insurance experts often recommend the "10x rule" to determine if full coverage makes financial sense for your budget. To use this rule, multiply your annual insurance premium by 10 and compare it ...

  5. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  6. Damage waiver - Wikipedia

    en.wikipedia.org/wiki/Damage_waiver

    Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is a term that can be included or purchased as an option in a car rental agreement, by which the rental company waives the right to pursue compensation from the renter if the vehicle is damaged or stolen. [1]

  7. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    💡Expert tip: Ask about "accident forgiveness" programs when comparing quotes — a benefit that prevents your first at-fault accident from raising your premium. Some insurers like Allstate ...

  8. Save Money on Car Insurance in These 4 Ways (No Coverage ...

    www.aol.com/save-money-car-insurance-4-185233283...

    Rising car insurance costs coincided with more people returning to work -- and to the roads -- in the aftermath of the COVID-19 pandemic. With the lofty price of cars, their maintenance and their...

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