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Experian Credit Services Singapore Pte Ltd (formerly DP Information Group). It is a Singapore credit and business information bureau formed in 1978. [1] As of 2007 it was considered the largest provider of credit and business information in Singapore. [2] It was fully acquired in 2008, and now operates as Experian.
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. [1] A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
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The credit bureaus operate independently and get their information from different sources. Each lender, bank or credit card company chooses which credit bureaus to report your information to. That ...
Unlike mortgage, auto loan, and credit card payments, which lenders and creditors regularly report to credit bureaus, rent payments are generally not included in these reports.
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