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2. The Hardship Letter: Four Points to Make When Seeking a ... - AOL

   www.aol.com/news/2011-03-28-the-hardship-letter...

   In the same vein, the spate of loan modification scammers who have taken thousands from already struggling homeowners in return for false promises to fix their broken adjustable rate mortgages ...

3. 10 Things To Do Before Applying for a Car Loan - AOL

   www.aol.com/things-applying-car-loan-174920645.html

   As Levi said, “Being prepared before applying for a car loan can help buyers secure a favorable financing option, reducing the overall cost of ownership and ensuring a stress-free car buying ...

4. Forbearance - Wikipedia

   en.wikipedia.org/wiki/Forbearance

   Borrowers can ask their lenders to make changes to the terms of their loans. Borrowers can either opt for a short-term relief by having their mortgage payment suspended for a short period of time (known as forbearance in the U.S.), or they can apply for reduced payments over the life of the loan's term (known as loan modification in the U.S.).

5. What is a short sale? - AOL

   www.aol.com/finance/short-sale-234542168.html

   The seller doesn’t establish hardship. When requesting a short sale, your hardship letter and supporting documentation need to explain why you’re truly unable to continue paying your mortgage.

6. Contract - Wikipedia

   en.wikipedia.org/wiki/Contract

   Hardship is defined by Article 6.2.2 of the UNIDROIT Principles as "where the occurrence of events fundamentally alters the equilibrium of the contract either because the cost of a party's performance has increased or because the value of the performance a party receives has diminished" provided that either the risk of the events occurring was ...

7. Title loan - Wikipedia

   en.wikipedia.org/wiki/Title_loan

   A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]