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The National Insurance Institute (Instituto Nacional de Seguros or INS) is an autonomous institution, which was responsible for Costa Rican insurance monopoly in that country until 2008, when insurances were opened to a competitive market.
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The General began selling insurance in 1963, under the company name Permanent General Agency. [4] Later, the name was changed to Permanent General Assurance Corporation (PGAC), and in 2012, it was announced that Permanent General and all affiliated companies will unify under the one brand name "The General."