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  2. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    Using a personal loan can be a convenient way to pay for some of life’s expenses, whether it’s a wedding, travel, home remodeling, or some other big-ticket item. But if your credit score is ...

  3. A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible.

  4. How to Get Personal Loans for Bad Credit With a Cosigner or ...

    www.aol.com/personal-loans-bad-credit-cosigner...

    The option to add a cosigner or co-applicant isn’t as common for personal loans as it is for other products, such as private student loans. So make sure to check the lender’s policy online or ...

  5. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  6. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    Generally, a co-signer can be beneficial if a borrower needs help from someone with good credit just to get approved for a mortgage. If the borrower fails to pay, the lender has the right to ...

  7. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  8. Private student loan requirements: Here’s how to qualify - AOL

    www.aol.com/finance/qualify-private-student-loan...

    Federal student loans don’t require a co-signer and some don’t even require a credit check. That isn’t the case with most private student loans. Requirements for private student loans will ...

  9. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Personal loans do not always require that you provide an asset as collateral to get approved. In fact, many personal loans are unsecured. This means that lenders base approval on your credit score ...

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