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  2. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

  4. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards.

  5. Personal loans for college students: Should you ever consider ...

    www.aol.com/finance/consider-getting-personal...

    Lower interest rates than credit cards: The average personal loan interest rate is 12.36 percent, compared to the average credit card APR of 20.71 percent. Cons

  6. Personal loan vs. personal line of credit: What’s the difference?

    www.aol.com/finance/personal-loan-vs-personal...

    Both personal loans and personal lines of credit can be a good way to borrow money. The best one for you depends on your financial habits — and what you intend on using the money for. Personal ...

  7. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    Unsecured debts are sometimes called signature debt or personal loans. [2] These differ from secured debt such as a mortgage , which is backed by a piece of real estate. In the event of the bankruptcy of the borrower, the unsecured creditors have a general claim on the assets of the borrower after the specific pledged assets have been assigned ...

  8. Bank teller - Wikipedia

    en.wikipedia.org/wiki/Bank_teller

    Promotion of the financial institution's products (loans, mortgages, etc.) Facilitating applications for retail credit products (short-term financing, credit cards, etc.) Business referrals (trust, insurance, lending, etc.) Cash advances; Savings bond redemption; Resolving customer issues; Balancing the vault, cash drawers, ATMs, and TAUs

  9. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Credit card cash advances: Some credit card issuers allow you to take a cash advance from your available credit at an ATM or bank. This perk comes at a hefty cost. This perk comes at a hefty cost.

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