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Humana Medicare Advantage plans offer the basic coverage of Original Medicare but may also include additional benefits. Learn more about the plan details for 2020.
If a plan changes benefits, any savings must be passed along to enrollees. [13] Coverage must include inpatient hospital (Part A) and outpatient (Part B) services. Typically, plans also include prescription drug (Part D) coverage. [14] Many plans also cover additional benefits, such as hearing, dental, or vision services not covered by Part B.
Many plans include hearing, vision and dental coverage Gym memberships or fitness benefits are often included Of course, Medicare Advantage companies can exclude important facts about these plans.
Most people with a Medicare Advantage plan — over 94% in 2021, according to the Kaiser Family Foundation — have some kind of dental coverage, and many have access to extensive coverage.
Few medical expense plans include coverage for dental expenses. About 97% of dental benefits in the United States is provided through separate policies from carriers—both stand-alone and medical affiliates—that specialize in this coverage. Typically, these dental plans offer comprehensive preventive benefits.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
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