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Brooklyn, NY HOLC redlining Map. HOLC is often cited as the originator of mortgage redlining. [11] [12] HOLC maps [13] generated during the 1930s to assess credit-worthiness were color-coded by mortgage security risk, with majority African-American areas disproportionately likely to be marked in red indicating designation as "hazardous."
Redlining Louisville: Racial Capitalism and Real Estate, a project by the Louisville Metro Government, offers an interactive map showing the impact of redlining and racial covenants. It includes maps, narratives, and data sets that illustrate the long-term effects of these discriminatory practices.
In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
Comparing 1930s redlining maps with recent heat vulnerability maps by New York City’s health department reveals stunning correlations between how areas were categorized and where residents are ...
The city of Austin, Texas, was established in 1839 to become a planned capital for the Republic of Texas. [1] Texas President Mirabeau B. Lamar appointed his friend Edwin Waller to oversee the surveying of the new city and to develop a city plan for its layout. [2]
Story at a glance Laws passed in the 1930s permitted discriminatory loan distribution to residents based on the desirability of their neighborhood. This practice, known as redlining, was ...
Redlining, a system perfected by Nichols, was adopted in the 1930s by the federal government and used for 35 years by the Federal Housing Administration and Veterans Administration to exclude ...
This practice, also known as mortgage discrimination, began when the federal government and the newly formed Federal Housing Administration allowed the Home Owners' Loan Corporation to create "residential security maps", outlining the level of security for real-estate investments in 239 cities around the United States. On these maps, high-risk ...