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2. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Debt consolidation loans tend to have lower interest rates than credit cards, helping you pay off your credit card debt without racking up even more interest charges.

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Settling your credit card debt involves negotiations with credit card companies, either on your own or with the help of an attorney, debt counselor or debt settlement company. Before starting the ...

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Debt consolidation can be a useful way to combine multiple lines of high-interest credit card debt under a loan with one fixed, monthly payment — and it’s one 8 percent of YouGov/CreditCards ...

5. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

6. 5 steps to apply for a debt consolidation loan

   www.aol.com/finance/5-steps-apply-debt...

   You will need to request the payoff amount for each of your loans and credit cards from your current creditors. When the funds from your debt consolidation loan are in your account, you will pay ...

7. How To Consolidate Credit Card Debt

   www.aol.com/finance/consolidate-credit-card-debt...

   You can pay down or pay off your credit card debt with a loan that’s secured by your house or car. You’ll need to own your car outright or have at least 20 percent equity in your home to qualify.