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  2. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    The simplest form of term life insurance is for a term of one year. The death benefit would be paid by the insurance company if the insured died during the one-year term, while no benefit is paid if the insured dies one day after the last day of the one-year term.

  3. Life insurance death benefits - AOL

    www.aol.com/finance/life-insurance-death...

    Death Benefit Type. Description. Payout Conditions. All-Cause Death Benefit. Covers most causes of death, found in traditional life insurance policies (term, whole, universal life).

  4. Can I convert my term life insurance to whole life insurance?

    www.aol.com/finance/convert-term-life-insurance...

    Term vs. whole life insurance. With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays ...

  5. What does life insurance cover? - AOL

    www.aol.com/finance/does-life-insurance-cover...

    Private nonprofit four-year college: $41,540 per year. End-of-life expenses. ... your beneficiary will not receive the death benefit. Term life insurance, for example, covers you for a specific ...

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  7. Return of premium life insurance - Wikipedia

    en.wikipedia.org/wiki/Return_of_premium_life...

    Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

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