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If your windshield is cracked after you rear-end another vehicle or drive into a pole, collision insurance will likely cover the windshield damage minus the deductible amount you chose for this ...
When you purchase a homeowners insurance policy, you pay either a monthly, quarterly or annual premium. ... A homeowners insurance policy is designed to provide you with financial protection from ...
Gap Insurance. According to Geico, “Gap insurance is an optional type of car insurance that covers the difference between what you owe on your car loan and the depreciated value of your vehicle ...
Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Hazard insurance usually refers to the part of your home insurance policy that covers your home’s physical structure. The term “hazard insurance” is more commonly used by mortgage companies ...
Amica Mutual Insurance Company is a Rhode Island–based mutual insurance company that offers auto, home and life insurance. [ 1 ] Amica was founded as the Automobile Mutual Insurance Company of America by A.T. Vigneron in 1907 and originally offered auto, fire and theft insurance. [ 2 ]
When you purchase a home or condo, you own the structure with a deed to prove it. A standard homeowners insurance policy covers the entire structure of a home, plus your personal belongings. This ...