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  2. How to avoid bankruptcy in retirement — and safeguard your ...

    www.aol.com/finance/avoid-bankruptcy-in...

    The Employee Retirement Income Security Act (ERISA) keeps your money safe from creditors and bankruptcy court, as long as you have a qualified account. Qualified plans include pensions ...

  3. Senior Savings: When Retirees Should Consider Bankruptcy - AOL

    www.aol.com/senior-savings-retirees-consider...

    Retirement in the United States is not cheap. Even in comparatively inexpensive states like Mississippi, Oklahoma and Arkansas, you'll need to save up nearly $700,000 to retire comfortably ...

  4. Personal bankruptcies are up. When does it make sense to file?

    www.aol.com/personal-bankruptcies-does-sense...

    Nonbusiness bankruptcy filings fell to under 400,000 before edging back up to 434,000 in 2023, according to statistics published by the Administrative Office of the U.S. Courts. With two months ...

  5. Bet Tzedek Legal Services – The House of Justice - Wikipedia

    en.wikipedia.org/wiki/Bet_Tzedek_Legal_Services...

    Bet Tzedek is the exclusive provider of free legal services to low-income seniors through contracts with the City and County of Los Angeles. [23] Bet Tzedek staff address legal issues that affect seniors such as consumer fraud and elder abuse, nursing homes and residential care facilities, public benefits, family and kinship caregiver needs ...

  6. When should I file for bankruptcy? - AOL

    www.aol.com/finance/file-bankruptcy-011643245.html

    Key takeaways. Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy should only be considered as a last resort after credit counseling.

  7. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    FHA loans “generally require a lower minimum credit score and down payment than conventional mortgages,” Tayne says (as low as 580 and 3.5 percent down, or 500 and 10 percent down). USDA loan

  8. Why Bankruptcies Increased in 2023 — And How Not To Let It ...

    www.aol.com/finance/why-bankruptcies-increased...

    Bankruptcy. The mere word can evoke shame, fear and dread -- and for good reason. When you file for bankruptcy, your credit score takes a major blow, possibly dropping as much as 240 points,...

  9. 1,200 readers told us what they regret about investing for ...

    www.aol.com/1-200-baby-boomers-told-091001825.html

    "He doesn't make any money at all, so it's all on me, and I'm feeling it," White said of her partner. "I'm showing symptoms of stress, and I don't have anywhere to go, no one to turn to."

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