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  2. America First Credit Union - Wikipedia

    en.wikipedia.org/wiki/America_First_Credit_Union

    America First Credit Union is a federally chartered credit union headquartered in Riverdale, Utah, United States. As of December 2023, [update] America First was the fifth largest credit union in the United States in terms of total membership and seventh largest credit union in assets in the U.S. [ 1 ] [ 2 ]

  3. 8 tips for choosing the right first-time auto loan

    www.aol.com/finance/8-tips-choosing-first-time...

    Your first auto loan can be mysterious — but you can peek behind the curtain. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail ...

  4. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

  5. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  6. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.

  7. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  8. Learn How to Refinance Your Auto Loan with Bad Credit

    www.aol.com/learn-refinance-auto-loan-bad...

    Here are a few tips that will help you learn how to refinance a car loan with bad credit. Considering a refinance on your car? Compare rates from lenders below: How to Refinance a Car Loan with ...

  9. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    An auto loan is a good example as the cardholder is generally making the same payment for 36, 48, or 60 months. While installment debt is considered in risk scoring systems, it is a distant second in its importance behind the revolving credit card debt. Installment debt is generally secured by an asset like a car, home, or boat.