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  2. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act, as originally enacted, was title VI of Pub. L. 91–508, 84 Stat. 1114, enacted October 26, 1970, entitled An Act to amend the Federal Deposit Insurance Act to require insured banks to maintain certain records, to require that certain transactions in United States currency be reported to the Department of the ...

  3. Red Flags Rule - Wikipedia

    en.wikipedia.org/wiki/Red_Flags_Rule

    The Fair Credit Reporting Act of 1970, as amended in 2003 (FCRA), required several federal agencies to issue joint rules and guidelines regarding the detection, prevention, and mitigation of identity theft for entities that are subject to their respective enforcement authorities (also known as the “identity theft red flags rules”). [11]

  4. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    The Fair Credit Reporting Act (FCRA) was passed in 1970 to regulate credit agencies and promote fair and secure handling of consumer information. [10] The FCRA attempts to limit the dissemination of information through five main rules: Credit reports and investigative reports must be differentiated so that any irrelevant is not mixed [11]

  5. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    Key takeaways. The Fair Credit Reporting Act protects consumer privacy in part by limiting who is allowed to view your credit report and why. Because your credit report contains private ...

  6. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Under the Fair Credit Reporting Act, credit bureaus have only 30 days to complete an investigation after receiving your dispute, and a further five days to notify you of its findings. If you ...

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Prior to the formation of the Fair, Isaac and Company or the Fair Credit Reporting Act of 1970), early credit scoring systems such as the Retail Credit Company (now Equifax) in Atlanta, Georgia gathered information on individuals' sexual lives, disabilities, their political ideologies, and social behaviors. [21]

  8. The Equal Credit Opportunity Act became law 50 years ago ...

    www.aol.com/finance/equal-credit-opportunity-act...

    My grandfather, an officer in the U.S. Air Force for 30 years, was only able to buy his home in 1970 for two reasons. First, the Fair Housing Act (Title VIII of the Civil Rights Act of 1968 ...

  9. Consumer Credit Protection Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/Consumer_Credit_Protection...

    The Consumer Credit Protection Act (CCPA) is a United States law Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance.

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