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If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.
Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...
Key loan details. Requirements • Interest rates from 6% APR to 36% APR, depending on credit • Loan amounts from $1,000 to $50,000 • Repayment terms from 2 to 12 years
You cannot use your Citi loan to pay off a Citi credit card, student loan or business expense. Citi loan interest rates range from 11.49% to 20.49%, depending on your creditworthiness.
Bad credit loans. If you need student loans and your credit history is poor or nonexistent, your best bet is federal student loans because they typically don’t require a credit check.
Personal loan for bad credit. Although this option also comes with high interest rates, personal loans are still considerably less expensive. According to debt.org, payday loans have interest ...
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