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2. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.

3. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   This also helps you avoid private mortgage insurance payments on your new loan. FHA refinance: For FHA cash-out refinances, mortgage lenders prefer you to have 20 percent equity remaining after ...

4. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   The funding fee ranges from 1.25 percent to 3.3 percent of the loan amount and applies whether you’re buying a home or refinancing (with some exceptions). VA loan eligibility

5. Streamline refinancing - Wikipedia

   en.wikipedia.org/wiki/Streamline_refinancing

   The program was introduced by the FHA as a way to speed up the home refinancing process. [1] By reusing the original loan's paperwork, the process to refinance a home was reduced from a few months to only a few weeks. Streamline refinancing has become more popular because reuse of the original home's appraisal may be the only way someone ...

6. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

7. Income requirements to qualify for a mortgage - AOL

   www.aol.com/finance/income-requirements-qualify...

   FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

8. Types of mortgage refinance: How to choose - AOL

   www.aol.com/finance/types-mortgage-refinance...

   Cash-in refinance: A cash-in involves making a lump-sum payment when you refinance to a new mortgage, bringing down the balance on the new loan. Streamline refinance: Available with an FHA, VA or ...

9. How often can you refinance your home? - AOL

   www.aol.com/finance/often-refinance-home...

   Rates have fallen, so you decide to refinance to a 15-year loan at 6 percent, cutting your monthly mortgage payment to $2,587 and dropping about $60,000 in interest.