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It was established as a joint venture incorporated as The Joint Credit Card Company Limited with Lloyds, Midland and National Westminster banks each owning 30% and Williams & Glyn's owning 10%. [4] The Access name was registered as a trademark on 26 November 1971 [ 5 ] and the product was launched on 23 October 1972. [ 6 ]
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It enjoyed a monopoly of the credit card market in the United Kingdom until the introduction of the Access Card in October 1972. [ 2 ] Barclays was not the first issuer of a credit card in the United Kingdom though; Diners Club and American Express launched their charge cards in 1962 and 1963 respectively.
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