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James A. Guest. James Alfred (Jim) Guest (born December 25, 1940) is an American lawyer, consumer advocate, and politician.From 2001 to 2014, Guest was the president and chief executive officer of Consumer Reports, a position he was appointed to after serving as Chairman of the Board of the Consumers Union from 1976 to 1994, with 21 of those 22 years as chair.
Consumer Reports. Consumer Reports ( CR ), formerly Consumers Union ( CU ), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a source of information that consumers ...
The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.
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Consumer credit card debt in the United States exceeds $1 trillion as of the second quarter (Q2) of 2023, according to the Federal Reserve Bank of New York.The average American credit card debt ...
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