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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

  3. How to cancel or close a credit card - AOL

    www.aol.com/finance/cancel-close-credit-card...

    Step 3: Call your credit card company. Once you’re sure about your decision, call your credit card issuer and request a credit card cancellation.

  4. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Request a credit card swap. If your new credit card charges an annual fee, for example, you could request to switch credit cards to a no-annual-fee version of the same card through the customer ...

  5. Cancel or reactivate your AOL account

    help.aol.com/articles/account-management-cancel...

    AOL reserves the right to charge and collect any fees, surcharges or costs incurred before your cancellation takes effect. Cancel your Premium Subscription AOL offers a variety of options to help keep you and your computer safe and secure as well as cure common computer problems that may slow it down.

  6. Get help with your AOL billing questions

    help.aol.com/articles/account-management...

    The $1 charge won’t actually be deducted from the account. The bank for the credit card should remove the charge within a day or two. If you used a credit card for age verification and noticed the charge hasn’t been removed after a few days, please contact your bank or credit card company.

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  8. Friendly fraud - Wikipedia

    en.wikipedia.org/wiki/Friendly_fraud

    Also, the merchant can request the card security code on the credit card to fight "Card absent environment" or "Card Not Present" (CNP) chargebacks. These are the three digit codes on the backs of Visa, MasterCard, and Discover cards, and the four digit code on the front of American Express cards.

  9. Payment terminal - Wikipedia

    en.wikipedia.org/wiki/Payment_terminal

    PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.