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  2. 8 ways to spot personal loan scams and protect your finances

    www.aol.com/finance/8-ways-spot-personal-loan...

    Fraudulent lenders and other criminals have adapted to the digital world, costing loan scam victims billions of dollars. The Federal Trade Commission (FTC) estimates losses to consumer fraud in ...

  3. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    8 warning signs of a debt collector scam Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight ...

  4. Random Person Sent Me Money on Cash App: What Should I Do? - AOL

    www.aol.com/random-person-sent-money-cash...

    Cash App “Prize” Scam. Another type of random deposit scam on Cash App involves someone sending you a small amount of money, then contacting you to tell you the deposit is because you won a prize.

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Further, mortgage, auto, and student loan inquiries do not count at all in a FICO score if they are less than 30 days old. While all credit inquiries are recorded and displayed on personal credit reports for two years, they have no effect after the first year because FICO's scoring system ignores them after 12 months.

  6. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  7. Scott Tucker (businessman) - Wikipedia

    en.wikipedia.org/wiki/Scott_Tucker_(businessman)

    In 2001, Tucker founded an online business, AMG Services, that made payday loans even in states where these high-interest, low-principal loans were restricted or illegal. The business, which generated over $3.5 billion in revenue from just 2008 to June 2013, [ 1 ] ultimately made loans to at least 4.5 million Americans. [ 1 ]

  8. OneMain Financial ordered to pay $20 million for deceptive ...

    www.aol.com/finance/onemain-financial-ordered...

    If you believe you’ve been a victim of misleading or deceptive practices by OneMain or any other lender or financial institution, you can file a formal complaint by calling 855-411-2372.

  9. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Don't use internet search engines to find AOL contact info, as they may lead you to malicious websites and support scams. Always go directly to AOL Help Central for legitimate AOL customer support. • Never click suspicious-looking links. Hover over hyperlinks with your cursor to preview the destination URL.

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