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For those risks that are left uncovered by primary policies but are covered under the umbrella policy, the latter is said to "drop down" to cover them as primary insurance and fill in the gaps in the underlying policies. [1] Hence, the "umbrella" nomenclature is a reference to the broader coverage of the policy.
The first basic categorisation of long-term insurance is between life and non-life business. Life insurance business is insurance that is contingent on human life. Examples would include a policy that pays out £100,000 if the policy holder dies within a specified time; a policy that pays out £100,000 in 10 years time, but will pay out £101,000 if the policy holder dies before the policy ...
The Good Law Project questioned the awarding of PPE contracts worth over £250 million to Michael Saiger, who headed an American jewellery company and had no experience in supplying PPE; [19] the contracts involved a £21 million payment to intermediary Gabriel González Andersson. [20]
The Budget also provided £250 million, financed by the bank levy, to boost the home construction industry and to help first-time buyers with incomes of up to £60,000 to buy a new-build property. The scheme, available for one year, requires buyers to save a deposit of 5% of the purchase price, with the government and housebuilders each ...
Over-claiming for council tax on second home: MPs were able to round up actual amounts due, claiming for 12 monthly instalments where only 10 were due or by claiming up to £250.00 per month with no receipt required until those rules were changed. Over 50 MPs were alleged to have over-claimed council tax.
Hundreds of children’s care home placements are costing councils over £10,000 a week, new figures obtained by The Independent show.. English councils are spending these staggering amounts for ...
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