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  2. Polytomous Rasch model - Wikipedia

    en.wikipedia.org/wiki/Polytomous_Rasch_model

    The Partial Credit Model also allows different thresholds for different items. Although this name for the model is often used, Andrich (2005) provides a detailed analysis of problems associated with elements of Masters' approach, which relate specifically to the type of response process that is compatible with the model, and to empirical ...

  3. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  4. Country risk - Wikipedia

    en.wikipedia.org/wiki/Country_risk

    Credit rating agencies tend to use quantitative econometric models and focus on financial analysis, whereas political risk providers tend to use qualitative methods, focusing on political analysis. However, there is no consensus on methodology in assessing credit and political risks.

  5. Social Credit System - Wikipedia

    en.wikipedia.org/wiki/Social_Credit_System

    The Social Credit System (Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national credit rating and blacklist implemented by the government of the People's Republic of China.

  6. Internal ratings-based approach (credit risk) - Wikipedia

    en.wikipedia.org/wiki/Internal_Ratings-Based...

    Risk sensitivity - Capital requirements based on internal estimates are more sensitive to the credit risk in the bank's portfolio of assets; Incentive compatibility - Banks must adopt better risk management techniques to control the credit risk in their portfolio to minimize regulatory capital; To use this approach, a bank must take two major ...

  7. Paying in Full vs. Partial Payments: Which Is Best for Your ...

    www.aol.com/finance/paying-full-vs-partial...

    Making timely payments toward your credit cards and other debts and household bills is essential for keeping your credit report in good shape. For example, Experian uses an on-time rental payment ...

  8. Consultative Group on Indonesia - Wikipedia

    en.wikipedia.org/wiki/Consultative_Group_on...

    The CGI was established as a replacement for the Inter-Governmental Group on Indonesia (IGGI). The IGGI was an international donor group established in the late 1960s to help coordinate the flow of foreign aid to Indonesia.

  9. Credit channel - Wikipedia

    en.wikipedia.org/wiki/Credit_Channel

    The credit channel affects the economy by altering the amount of credit firms and/or households have access to in equilibrium. Factors that reduce the availability of credit reduce agents' spending and investment, which leads to a reduction in output. In short, the main difference between the interest rate channel and the credit channel ...