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Starting your Social Security retirement benefits is a major step on your retirement journey. This page will guide you through the process of applying for retirement benefits when you’re ready to take that step. Our online application is a convenient way to apply on your own schedule, without an appointment.
Supplemental Security Income for Age 65+ You’re 65 or older. And it's hard to pay for essentials like food, clothing, and a home. Learn how to apply. Check eligibility if you're not sure what to apply for. Apply for Medicare if you only need health insurance right now.
You can apply for retirement benefits up to 4 months before you want to start receiving your benefits. Even if you are not ready to retire, you still should sign up for Medicare 3 months before your 65th birthday.
You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
Q12: Who was the first person to get Social Security benefits? A: A fellow named Ernest Ackerman got a payment for 17 cents in January 1937. This was a one-time, lump-sum pay-out--which was the only form of benefits paid during the start-up period January 1937 through December 1939.
What happens if I work and get Social Security retirement benefits? How far in advance can I apply for Social Security retirement benefits? When can I get Social Security retirement benefits? At what age should I start receiving my Social Security retirement benefits?
The earliest you can apply for retirement benefits is four months before you want your benefits to start. If you want your benefits to start more than four months in the future, you need to apply for benefits at a later date.
If you don’t have enough Social Security credits to get benefits on your own work record or your own benefit is small, you may be able to receive benefits as a spouse. Your spouse must be receiving benefits for you to get benefits on their work record.
Choosing when to start receiving your Social Security retirement benefits is an important decision. There's no one choice that works for everyone. Every lifestyle, financial situation, and goal are different. Do you want to retire early, stay on the job, or work beyond retirement age?
You can start receiving your Social Security retirement benefit as early as age 62. But we will reduce your benefits by as much as 30% below what you would get if you waited to begin receiving benefits until your full retirement age .