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In addition to the quantifiable savings, a buyer may consider intangible issues such as [if a] portion of the transfer fee that goes to non-profits, and whether the Buyer can qualify for the lower priced home ([being sold] with a transfer fee) but would be unable to qualify for the [same] higher priced home ([being sold] without a transfer fee ...
A foreclosure occurs when a lender takes control over a property from a borrower for failing to make timely payments. A foreclosure can damage your credit score and result in loss of property. As ...
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How borrowers can exercise the right of redemption. When you fail to make payments on your mortgage, your lender can begin the foreclosure process. After missing three to six months’ worth of ...
Most "mortgages" in California are actually deeds of trust. [25] The effective difference is that the foreclosure process can be much faster for a deed of trust than for a mortgage, on the order of 3 months rather than a year. Because this foreclosure does not require actions by the court, the transaction costs can be quite a bit less.
A valid foreclosure requires the following documents to be successful: Record vesting current owner; Encumbrances, liens, and judgments bankruptcy information; Foreclosing mortgage priority; Verification of property address; Information on property tax; Newspaper publication entities; Parties needed to be notified of the foreclosure by law
An expert from a housing counseling agency can guide you as you try to work with your mortgage company to avoid foreclosure. You can find a local HUD-approved expert online, or call HUD’s Office ...
The California Consumers Legal Remedies Act ("CLRA") is the name for California Civil Code §§ 1750 et seq. [1] The CLRA declares unlawful several "methods of competition and unfair or deceptive acts or practices undertaken by any person in a transaction intended to result or which results in the sale or lease of goods or services to any consumer". [2]