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This is a partial list of credit unions in the United States. A credit union is a member-owned financial cooperative , democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. [ 1 ]
The big difference is who owns the company: Credit unions are owned by members, while banks are typically owned by corporations or shareholders. Credit unions are not-for-profit, while banks are ...
Credit union service organizations (CUSOs) are United States corporate entities that are owned by federally insured credit unions and provide services to them. These are often used by credit unions to share common services between several credit unions to create economies of scale. The services are limited by regulation but include ...
Pages in category "Credit unions based in Pennsylvania" The following 6 pages are in this category, out of 6 total. This list may not reflect recent changes. C.
Banks. Credit unions. Who they serve. Mostly customers in an area where the bank has a branch, unless it’s an online-only bank. It could be a certain region, employer or common group.
Discover the hidden benefits of credit union membership, from lower fees to community-focused banking alternatives. Credit unions can save you money. Here’s why you should take a look
Many credit unions participate in the CO-OP Network, which allows members of participating credit unions to use nearly 30,000 ATMs without fees or surcharges. Shared branching is a cooperative venture whereby members of one credit union can perform basic transactions at no additional cost at any branch owned by other credit unions within the ...
Accounts at credit unions backed by the NCUA are automatically insured, and members don’t need to take any extra steps to ensure that their money is protected. ... For jointly owned accounts ...