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  2. Student Loans in Texas: Debt Stats, Repayment Programs and ...

    www.aol.com/finance/refinance-texas-student...

    Here's what you should know about student loans in Texas. Texas borrowers owe $31,367 on average in federal and private student loans — 15% less than the $36,689 for the average borrower in the ...

  3. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.

  4. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Because the U.S. Department of Education doesn’t run a credit check as part of the application process, borrowers with bad credit can still consolidate their student loans, says Tate Law.

  5. Student loan default in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loan_default_in...

    Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  7. Texas student loan borrowers get loans forgiven through ... - AOL

    www.aol.com/texas-student-loan-borrowers-loans...

    President Biden’s latest round of student loan forgiveness wiped out millions for more than 14,000 Texans. Texas student loan borrowers get loans forgiven through Biden's SAVE Plan. What to know

  8. Federal Family Education Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Family_Education...

    For most Stafford loans made before July 1, 2006: Variable rate applies (changing annually with an 8.25% cap). Stafford loans made beginning July 1, 2006: 6.8%. New subsidized Stafford loans to undergraduates beginning July 1, 2008 (per recent budget reconciliation law): 6.0% for a loan first disbursed between July 1, 2008, and June 30, 2009

  9. Student borrowers in shock over 'zero balance' as federal ...

    www.aol.com/finance/federal-student-loan...

    After a couple of years of denials for a student loan forgiveness program designed for public servants, Dossett, who has worked in the nonprofit sector for 10 years, was told last week that not ...

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