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Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication , to increase the security of electronic payments. [ 1 ]
[1] [2] A payment system is an operational network which links bank accounts and provides for monetary exchange using bank deposits. [3] Some payment systems also include credit mechanisms, which are essentially a different aspect of payment. Payment systems are used in lieu of tendering cash in domestic and international transactions. This ...
The earliest forms of Identity-based security was introduced in the 1960s by computer scientist Fernando Corbató. [4] During this time, Corbató invented computer passwords to prevent users from going through other people's files, a problem evident in his Compatible Time-Sharing System (C.T.S.S.), which allowed multiple users access to a computer concurrently. [5]
Conversely, single sign-off or single log-out (SLO) is the property whereby a single action of signing out terminates access to multiple software systems. As different applications and resources support different authentication mechanisms, single sign-on must internally store the credentials used for initial authentication and translate them to ...
EFTPS allows individuals and businesses to make their tax and estimated tax payments securely online using their bank accounts. Payments can be made only after enrolling in the system, and the enrollment process can take about a week (initial online enrollment is followed by relevant information being sent by physical mail, after which the online enrollment process may be completed).
Income annuities offer a way to secure a guaranteed income stream in retirement. However, they’re not a one-size-fits-all solution. Carefully consider your retirement goals, risk tolerance and ...
Secure Communication is similar to Single sign-on, RBAC; Security Context is a combination of the communication protection proxy, security context and subject descriptor pattern. Security Association is an extension of the secure communication pattern. Secure Proxy pattern can be used for defense in depth.
Security of Payment refers to any system designed to ensure that contractors and sub-contractors are paid even in case of dispute. This can involve a system of progress payments, interim arbitration decisions, or a system which legally requires a company to pay an invoice within a set number of days, regardless of whether the company believes they are accurate.