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  2. Experts: Making mortgage giants private could help some ... - AOL

    www.aol.com/finance/experts-making-mortgage...

    Amid the fast-moving shifts of the second Trump administration, there’s a quieter change brewing that could make it harder or more costly for some to buy a home. Fannie Mae and Freddie Mac, the ...

  3. Americans are finding it harder and harder to pay off their debt

    www.aol.com/americans-finding-harder-harder-pay...

    Last month, the Federal Reserve Bank of Philadelphia reported that the share of credit card accounts where people made just the minimum payment climbed to 12-year high during the third quarter of ...

  4. Dave Ramsey says these are the two questions that separate ...

    www.aol.com/dave-ramsey-says-two-questions...

    According to Business Insider, the average American is $104,215 in debt, inclusive of mortgage, credit cards, auto loans, and student loans. The yoke of debt around American taxpayers’ necks ...

  5. Truth in Lending Act - Wikipedia

    en.wikipedia.org/wiki/Truth_in_Lending_Act

    Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

  6. Countrywide Financial political loan scandal - Wikipedia

    en.wikipedia.org/wiki/Countrywide_financial...

    The Countrywide financial political loan scandal in 2008-2009 involved U.S. politicians who allegedly received favorable mortgage rates.. In June 2008 Conde Nast Portfolio reported that numerous Washington, DC politicians over recent years had received mortgage financing at noncompetitive rates at Countrywide Financial because the corporation placed the officeholders in a program called "FOA's ...

  7. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    The Association of Credit and Collection Professionals, (ACA) International-an association was established in 1939 to represent "third-party collection agencies, law firms, asset buying companies, creditors and vendor affiliates" that "establishes ethical standards, produces a wide variety of products, services and publications, and articulates ...

  8. 3 reasons why we aren’t in a housing emergency ... - AOL

    www.aol.com/finance/3-reasons-why-aren-t...

    A large number of the loans were put into private-label mortgage-backed securities, and Fannie Mae and Freddie Mac were losing market share on top of their existing dilemmas. This leads to reason two.

  9. Why are mortgage rates still so high? There’s ... - AOL

    www.aol.com/finance/why-mortgage-rates-still...

    An estimate by lender Blue Water Mortgage using 2019 numbers showed that a rate for a borrower in the 760 to 850 credit score range might be more than 1.5 percentage points lower than the rate ...