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If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...
An insurance adjuster is another term for the insurance claims agent for your home insurance company. Endorsement An endorsement is an addition, modification or update that is made to an original ...
If your home was damaged, filing a homeowner’s insurance claim will help you get money back for losses or damage. Flood insurance is not part of a standard homeowners policy, and those with ...
A lapse in homeowners insurance can create both immediate and long-term financial damage. The immediate result of a policy lapse is a loss in coverage, which can quickly snowball into other issues.
For example, if a tree falls and causes $5,000 in damage to your home and you only have 5 percent debris removal coverage, your policy may pay up to $250 to remove the tree.
Contact your insurance agent or company to report loss and damage as soon as you are safe When speaking with your insurance agent, be prepared to provide your policy number and contact information.
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