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2. New bank rules could push mortgage rates up 30%: Analyst - AOL

   www.aol.com/finance/bank-rules-could-push...

   In Whitney's view, this new difficulty in accessing capital could push mortgage rates higher by up to 30% from current levels. Read more: Mortgage rates at 20-year high: Is 2023 a good time to buy ...

3. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   The 28/36 rule for mortgage payments and other debt ... bills or repaying a loan from a friend or family member—could have a meaningful impact on your ability to afford a new mortgage payment ...

4. 6 Ways This Proposed Trump Move On Mortgage Lenders Could ...

   www.aol.com/6-ways-proposed-trump-move-120047048...

   Loan officers and underwriters would have to learn the new changes to the lending guidelines which will make the approval process longer and tougher.” Ultimately, investors gauge debt ...

5. Why was my mortgage application denied? Common reasons ... - AOL

   www.aol.com/finance/why-mortgage-application...

   In response to the June 2021 collapse of an oceanfront tower near Miami, Fannie and Freddie rolled out new rules covering condo loans: The giant mortgage market-makers have decided not to finance ...

6. Community Reinvestment Act - Wikipedia

   en.wikipedia.org/wiki/Community_Reinvestment_Act

   The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

7. Mortgage rules could be eased to boost loans - AOL

   www.aol.com/news/mortgage-rules-could-eased...

   Strict rules on mortgage lending could be loosened to allow more people to borrow for a home, as regulators respond to a call to boost the economy. In a newly-published letter, the UK's financial ...

8. Is the housing market going to crash? What the experts ... - AOL

   www.aol.com/finance/housing-market-going-crash...

   The median credit score for new mortgage borrowers in the the second quarter of 2024 was an impressive 772, the Federal Reserve Bank of New York says. “If lending standards loosen and we go back ...

9. New Mortgage Lending Rules Adopted Today - AOL

   www.aol.com/news/2013-01-10-new-mortgage-lending...

   The federal Consumer Financial Protection Bureau (CFPB) announced today the adoption of new rules for mortgage lenders that prohibit deceptive teaser rates or no-documentation from borrowers, as ...