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2. Personal loan vs. personal line of credit: What’s the difference?

   www.aol.com/finance/personal-loan-vs-personal...

   Cons. Variable interest rate. Fluctuating repayment amount. Potential to overspend. Strict eligibility requirements. Personal loan and line of credit alternatives

3. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   The most common way to use a personal loan is to consolidate debt, which involves taking out a loan to pay down one or more credit accounts at a lower rate. The average credit card interest rate ...

5. Line of credit - Wikipedia

   en.wikipedia.org/wiki/Line_of_credit

   A business line of credit is quite similar to personal lines of credit. The financial institution grants access to a specific amount of financing. A business line of credit can be unsecured or secured (typically, by inventory, receivables or other collateral). Lines of credit are often referred to as revolving and can be tapped into repeatedly.

6. Personal loan vs. the store’s no-interest loan for furniture

   www.aol.com/finance/personal-loan-vs-store-no...

   In-store financing. Personal loans. Annual percentage rates. Up to 29.99% if not paid off during the promotional period. 6% to 36%, depending on the lender

7. Fixed interest rate loan - Wikipedia

   en.wikipedia.org/wiki/Fixed_interest_rate_loan

   For example, consider a loan of $10,000 from a bank to a borrower. Given a fixed interest rate of 5%, the actual cost of the loan, with principal and interest combined, is $10,500.This is the amount that must be paid back by the borrower. A fixed interest rate is based on the lender's assumptions about the average discount rate over the fixed ...