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  2. The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...

  3. What does life insurance cover? - AOL

    www.aol.com/finance/does-life-insurance-cover...

    Key takeaways. Life insurance can help provide financial support for monthly expenses, debts, education costs and dependent care. Policies often cover both accidental and natural causes of death ...

  4. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    A quick example of how a term policy works: if you purchase a 10-year term life insurance policy, you have a fixed rate (premium) that you pay monthly, quarterly, semi-annually or annually ...

  5. Is $2,000 per Year a Good Price for Long-Term Care Insurance?

    www.aol.com/quoted-2-000-per-long-135921877.html

    In your 60’s and 70’s a long-term care insurance policy can cost between $2,000 and $4,500 per year depending on your various coverage options. Planning for all of your retirement needs early ...

  6. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance may be chosen in favor of permanent life insurance because term insurance is usually much less expensive [1] (depending on the length of the term), even if the applicant is higher risk, such as being an everyday smoker. For example, an individual might choose to obtain a policy whose term expires near his or her retirement ...

  7. What is a life insurance premium and how does it work? - AOL

    www.aol.com/finance/life-insurance-premium-does...

    A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

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