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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   It may help to use a mortgage refinance calculator to figure out monthly payments. ... It gets rid of private mortgage insurance. ... without triggering the gift tax. And if you’re married, both ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The after-tax monthly savings (new payment compared to old payment, after any tax-favored treatment) The amount of time that you intend to be in the home The cost of obtaining the new mortgage

4. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   Bankrate’s mortgage refinance calculator can help you determine the actual savings and costs of refinancing your current mortgage. Other ways to lower refinance costs

5. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   How much are mortgage closing costs? Closing costs vary by the home’s cost and location, but you can typically expect to pay about 2 to 5 percent of your total loan amount in closing costs. The ...

6. Guide to refinancing an FHA loan to a conventional loan - AOL

   www.aol.com/finance/guide-refinancing-fha-loan...

   You can get rid of FHA mortgage insurance. In most cases, for an FHA loan originated after 2013, you have to pay mortgage insurance premiums (MIP) on FHA loans for the loan’s lifetime. (The only ...

7. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.