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  2. Shopping Experts: Is a Target Circle Card Worth It in 2024? - AOL

    www.aol.com/shopping-experts-target-circle-card...

    While there are no monthly or annual fees associated with a Target Circle Card, there is an annual percentage rate (APR) of 29.95% for purchases when the Target Mastercard or Target credit card is ...

  3. The 7 Best Store Credit Cards Worth a Spot in Your Wallet - AOL

    www.aol.com/7-best-store-credit-cards-213635309.html

    Best for Everyday Items: Target RedCard. APR: 24.40% variable APR. Annual Fee: None. Benefits: ... West Elm Key Rewards Credit Card. APR: Variable rate of 28.49% APR. Annual Fee: None.

  4. How does the prime interest rate affect you? - AOL

    www.aol.com/finance/does-prime-interest-rate...

    Credit card issuers determine interest rates using the prime rate as a baseline. Current credit card interest rates average around 20.66 percent. Even people with perfect credit scores will pay ...

  5. Credit card interest rate forecast for 2025: Rates will only ...

    www.aol.com/finance/credit-card-interest-rate...

    What happened to credit card rates in 2024? The average credit card rate dipped slightly in 2024, from 20.74 percent at the start of the year to 20.27 percent (the lowest rate of the year) at last ...

  6. Prediction: Here's Where Credit Card Interest Rates Will Be ...

    www.aol.com/prediction-heres-where-credit-card...

    But with the Fed recently slashing its rate by half a percentage point and more cuts likely on the way, what does that mean for credit card interest rates in 2025? Let's take a look. Where credit ...

  7. Fed cuts interest rates for third and final time this year ...

    www.aol.com/finance/fed-cuts-interest-rates...

    The average credit card annual percentage rate (APR) is still above 20 percent, according to Bankrate’s data. Lower interest rates aren’t going to take away the pain of high-cost debt, either.

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