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  2. Transportation Infrastructure Finance and Innovation Act

    en.wikipedia.org/wiki/Transportation...

    It is run by the U.S. Department of Transportation's (DOT) Office of Innovative Program Delivery. The program provides "loans, loan guarantees, and lines of credit to qualified public or private borrowers, including state governments, private firms, special authorities, local governments, transportation improvement districts, or a consortium of ...

  3. Mandatory spending - Wikipedia

    en.wikipedia.org/wiki/Mandatory_spending

    This causes deficits to increase or surpluses to shrink. Mandatory programs act as automatic stabilizers and provide a fiscal stimulus in the short run without the need for new legislative action. [3] During the recession in 2008 and 2009, mandatory spending increased by 31% due to federal financial interventions and the economic downturn.

  4. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

  5. House Democrats propose government-run credit reporting ... - AOL

    www.aol.com/finance/house-democrats-propose...

    In a 2020 survey of 5,000 people by Credit Sesame, 54% of Black Americans and 41% of Hispanic Americans reported having a credit score below 640, while 37% of white Americans and 18% of Asian ...

  6. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    A credit reporting bureau is not off the hook if they provide your credit report for a permissible purpose by mistake, such as if they released your credit report because you have the same name as ...

  7. Do Credit Unions Check Your Credit To Open an Account? - AOL

    www.aol.com/credit-unions-check-credit-open...

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