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Sallie Mae explains on its website that Parent Plus loans are federal student loans issued directly to parents. ... parents of 3.6 million students owe more than $107 billion in Parent Plus loans ...
The Sallie Mae Parent Loan provides the option for anyone — parents, grandparents or even friends — to borrow on a student’s behalf. How Sallie Mae Student Loans Can Help Parents Pay for College
The parents of dependent undergraduates can use a Direct PLUS Loan, commonly referred to as a Parent PLUS loan, to borrow up to the cost of the student's attendance each year with no limit on the...
The interest rate is currently fixed at 6.28% and charged from the date of the first disbursement until the loan is paid in full. For undergraduate students, the loan is a commitment by the parent, rather than the student. Several different repayment plans are available. Credit history is taken into account, while with Stafford loans it is not.
If you’re looking for a student loan to help your child pay for college, you have two options: a private or a federal student loan. SoFi Parent Loan vs. Parent PLUS Loan: Which Is the Better Option?
The FFELP offers four types of loans: the subsidized Federal Stafford Loans, unsubsidized Federal Stafford loans, the Federal PLUS Loan for graduate students and for parents of dependent undergraduate students, and consolidation loans. [3] The main federal student loan is the Stafford Loan. There are two types of Stafford loans: Subsidized.
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