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The National Driver Register (NDR) [1] is a computerized database of information about United States drivers who have had their driver's licenses revoked or suspended, or who have been convicted of serious traffic violations, such as driving under the influence or drugs or alcohol (see 23 Code of Federal Regulations 1327 Appendix A for a complete list of violations). [2]
A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.
What was needed was a means to associate "online" data activities with "offline" data, referencing personal information contained in public records, (Today, the objective is to associate "online" data with "offline" data and Biometrics, the new "Holy Grail" of advertising data).
Once you successfully complete the defensive driving course, the points and citation may be dismissed and/or removed from your record, which will typically keep your insurance premiums from going up.
In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance ...
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