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  2. Workers' compensation (United States) - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation_...

    Nearly all employers are required to have insurance to cover payments for: (1) medical costs resulting from occupational injuries and some occupational illnesses suffered by workers; and (2) partial replacement of injured or ill workers' lost wages, also known as indemnity. [22]

  3. Employment practices liability - Wikipedia

    en.wikipedia.org/wiki/Employment_practices_liability

    Laws also differ from state to state; e.g., California, is often considered a pro-employee state when it comes to employers' liability. Like most kinds of professional liability insurance, EPL insurance policies operate on a claims-made basis. [10]

  4. These states are increasing minimum coverage requirements in 2025

    www.aol.com/finance/states-increasing-minimum...

    In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.

  5. Workers' compensation - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation

    Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

  6. California Insurance Code - Wikipedia

    en.wikipedia.org/wiki/California_Insurance_Code

    [A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...

  7. What happens if you drive without insurance in California? - AOL

    www.aol.com/finance/happens-drive-without...

    Key takeaways. California drivers must at least meet the liability auto insurance coverage requirements of 15/30/5 to drive legally. You can be fined up to $500 out of pocket if you are convicted ...

  8. California bill would require gun owners to buy liability ...

    www.aol.com/news/california-bill-require-gun...

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  9. California Labor Code - Wikipedia

    en.wikipedia.org/wiki/California_Labor_Code

    245: California becomes the second state to require paid sick leave. [48] 511: Employers may assign an alternative work schedule which extends the non-overtime daily work time from 8 hours to 10 hours, but it needs at least two-thirds of the affected employees' approval. 1171.5: Undocumented immigrants are protected by Labor Laws (enacted in 2002).

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