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2. How much does a 1% change in mortgage rates actually ... - AOL

   www.aol.com/finance/how-much-does-1-percent...

   Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: The 30-year fixed mortgage rate now averages 6.73%, dropping significantly from its 20-year peak ...

3. Barbara Corcoran predicted mortgage rates will hit a 'a magic ...

   www.aol.com/finance/barbara-corcoran-predicted...

   The average 30-year mortgage rate is currently sitting at around the 7% mark and keeping plenty of buyers at bay, but The Mortgage Bankers Association forecasted rates will end at 6.1% by the end ...

4. Mortgage brokers choose sides in UWM vs. Rocket Mortgage war

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5. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   For high-ratio mortgage (loan to value of more than 80%), which is insured by Canada Mortgage and Housing Corporation, the rate is the maximum of the stress test rate and the current target rate. However, for uninsured mortgage, the rate is the maximum of the stress test rate and the target interest rate plus 2%. [ 21 ]

6. Federal takeover of Fannie Mae and Freddie Mac - Wikipedia

   en.wikipedia.org/wiki/Federal_takeover_of_Fannie...

   Fannie Mae's Reston, Virginia, facility. The GSE business model has outperformed any other real estate business throughout its existence. According to the Annual Report to Congress, [13] filed by the Federal Housing Finance Agency, over a span of 37 years, from 1971 through 2007, Fannie Mae's average annual loss rate on its mortgage book was about four basis points.

7. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   These mortgages enticed borrowers with a below market interest rate for some predetermined period, followed by market interest rates for the remainder of the mortgage's term. The US home ownership rate increased from 64% in 1994 (about where it had been since 1980) to an all-time high of 69.2% in 2004. [ 71 ]