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  2. How to get a business loan with no money - AOL

    www.aol.com/finance/business-loan-no-money...

    Pay attention to cash flow and assets. Most lenders need you to show a current flow of revenue or capital to get a loan. But some loans look beyond cash flow. Accounts receivable financing lets ...

  3. Payroll loans: What to know

    www.aol.com/finance/payroll-loans-know-154028621...

    The application for a payroll loan is easier to complete if you have the right documents, especially if you’re going for an alternative loan with a fast approval promise. To get approved for a ...

  4. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    A car title loan is secured by the borrower's car, but are available only to borrowers who hold clear title (i.e., no other loans) to a vehicle. The maximum amount of the loan is some fraction of the resale value of the car. A similar credit facility seen in the UK is a logbook loan secured against a car's logbook, which the lender retains. [100]

  5. Credit crunch - Wikipedia

    en.wikipedia.org/wiki/Credit_crunch

    A credit crunch (also known as a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Paying your credit cards off with a personal loan frees up your available credit limit. If you’re not careful, it can be tempting to rack up more debt rather than focusing solely on paying it off.

  7. Unfunded loan commitments - Wikipedia

    en.wikipedia.org/wiki/Unfunded_loan_commitments

    Any principal reductions received during the loan period are not available to be drawn on, but rather have paid down the loan balance. Revolving or Open End: This type of loan (known informally as a Line of credit) allows the borrower to continue to borrow up to the original loan amount. Principal reductions are immediately available for future ...

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