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A QR code payment is a mobile payment method where payment is performed by scanning a QR code from a mobile app. [1] This is an alternative to doing electronic funds transfer at point of sale using a payment terminal . [ 2 ]
The service does not require a messaging app, and does not incur charges. [2] USSD messages are up to 182 alphanumeric characters long. Unlike short message service (SMS) messages, USSD messages create a real-time connection during a USSD session. The connection remains open, allowing a two-way exchange of a sequence of data.
Instead of paying with cash, cheque, or credit card, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, [ 1 ] it is only in the 21st century that the technology to support such systems has become ...
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Screenshot of a typical SMS Banking message on a mobile screen [1] SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.
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Kakao Pay is a mobile payment and digital wallet service by Kakao based in South Korea that allows users make mobile payments and online transactions. [6] The payment service first launched on September 4, 2014 with integration with their messaging app, KakaoTalk, allowing people to request and send money to people in their contacts. [16]
Chikka Text Messenger was the first instant messaging desktop client to support communication with mobile phones via SMS that allowed users to send free SMS messages to other users. Users who registered their mobile numbers could also receive messages on their phones whenever offline. Other platforms and devices where Chikka were available: